Lumenor LLC ("Company", "we", "us", or "our") operates the website investingwisdoms.com ("Platform"). This Privacy Policy outlines how we collect, use, and protect your personal information.

---

1. Information We Collect

• Email address
• Username
• Encrypted password (we cannot access or view your password)
• IP address (for security and analytical purposes)

We do not collect or store:

• Credit card or banking details (payments are handled by Stripe)
• Social Security Numbers
• Personal financial data or brokerage credentials

2. How We Use Your Information

• To authenticate your login and manage your account
• To send important notifications (account updates, strategy changes, etc.)
• For internal analytics and performance tracking
• To ensure platform integrity and detect malicious usage

3. Sharing of Data

We do not sell or share your personal data with third parties. Data may be shared only under these circumstances:

• With service providers such as Stripe, strictly for payment processing
• To comply with legal obligations (e.g., subpoenas, lawful government requests)

4. Data Security

• Passwords are encrypted using Django's built-in hashing algorithms
• All communications are encrypted via HTTPS
• Server-level access is restricted and monitored

5. Data Retention

We retain user data for as long as your account is active. Upon deletion, related data is removed unless we are legally obligated to retain it.